{"id":9544,"date":"2025-11-12T10:47:32","date_gmt":"2025-11-11T23:47:32","guid":{"rendered":"https:\/\/webinrealtime.com\/ecomtemp\/?page_id=9544"},"modified":"2025-11-13T16:00:52","modified_gmt":"2025-11-13T05:00:52","slug":"how-do-cash-rate-rises-really-impact-how-much-you-can-borrow","status":"publish","type":"page","link":"https:\/\/webinrealtime.com\/ecomtemp\/how-do-cash-rate-rises-really-impact-how-much-you-can-borrow\/","title":{"rendered":"How do cash rate rises really impact how much you can borrow?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9544\" class=\"elementor elementor-9544\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cfdf195 e-flex e-con-boxed e-con e-parent\" data-id=\"cfdf195\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cf1e81a e-con-full e-flex e-con e-child\" data-id=\"cf1e81a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ad3f05 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2ad3f05\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"314\" height=\"354\" src=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3.png\" class=\"attachment-large size-large wp-image-9547\" alt=\"\" srcset=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3.png 314w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3-266x300.png 266w\" sizes=\"(max-width: 314px) 100vw, 314px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19cdf6f e-flex e-con-boxed e-con e-parent\" data-id=\"19cdf6f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6914f68 e-flex e-con-boxed e-con e-child\" data-id=\"6914f68\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-40ed6b7 e-con-full e-flex e-con e-child\" data-id=\"40ed6b7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-586e61f elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"586e61f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/commercial-finance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Commercial Finance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0f87a elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7f0f87a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/equipment-finance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Equipment Finance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de728af elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"de728af\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/home-finance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Home Finance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1700b4c elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1700b4c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/wealth-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Wealth &amp; Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-935cc25 e-con-full e-flex e-con e-child\" data-id=\"935cc25\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99f7266 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"99f7266\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do cash rate rises really impact how much you can borrow?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21808e5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"21808e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>November\u2019s official cash rate announcement came as no surprise with the Reserve Bank of Australia (RBA) presenting a 25 basis points increase, taking the official cash rate to 4.35%. This is the third rate rise since April 2023 and the highest it\u2019s been in almost 12 years. So, what do the numbers really mean for you?<\/p><p>The increase will impact any homeowner with a variable-rate or split home loan, or anyone considering taking out a new loan. But it isn\u2019t only existing mortgage holders and repayments that will be impacted. Potential purchasers will experience a flow-on effect to their borrowing power.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15b2dbb e-con-full e-flex e-con e-child\" data-id=\"15b2dbb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-908957f elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"908957f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is borrowing power?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbb68ce elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"fbb68ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Borrowing power is the amount of money a lender is willing to let you borrow to purchase property. This is also sometimes referred to as your borrowing capacity. The way it is calculated varies depending on the lender, but in general it takes into consideration your income, assets, liabilities, credit score, debts, deposit amount and the value of the property.<\/p><p>Lenders are also expected to apply at least a three-percentage points interest rate serviceability buffer (according to the Australian Prudential Regulation Authority\u2019s guidelines). This means the lender will add at least three percentage points to the current interest rate to calculate repayments and ensure you will be able to meet them, hedging against future rate rises (for example a 4% p.a. interest rate would be raised to 7% p.a. with the serviceability buffer).<\/p><p>When you speak to your finance broker, we calculate your borrowing power across the criteria of several banks and lenders (not just one) to give you an idea of how much you could borrow within a range. The difference from one lender to another can extend to tens of thousands of dollars. This allows you to set a realistic and responsible purchasing budget for you new home or investment property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0729287 e-con-full e-flex e-con e-child\" data-id=\"0729287\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-274e2d9 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"274e2d9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How do rising interest rates impact borrowing power?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af62f91 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"af62f91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When interest rates rise, your borrowing power will usually decrease. This is because the repayments will increase and if your income isn\u2019t also increasing, your ability to service that loan will drop. Let\u2019s have a look at how borrowing capacity can be impacted as interest rates rise.<\/p><p>In this example, Frankie earns $110,000 per year pre-tax with one dependent, no debts or credit card and the average Australian annual expenses of $20,400. For a loan term of 30 years, their borrowing capacity would change depending on the interest rate as follows:<\/p><ul><li>4.75% p.a. = $631,000<\/li><li>5.0% p.a. = $614,000<\/li><li>5.25% p.a. = $599,000<\/li><li>5.5% p.a. = $584,000<\/li><li>5.75% p.a. =$569,000<\/li><li>6.0% p.a. = $555,000<\/li><li>6.25% p.a. = $542,000<\/li><li>6.5% p.a. = $529,000<\/li><li>6.75% p.a. = $517,000<\/li><li>7.00% p.a = $505,000<\/li><\/ul><p>As you can see, an increase of just a quarter of a percentage point makes a huge difference in Frankie\u2019s borrowing power. If the lender passed on the RBA\u2019s full increase in cash rate in its interest rates, which was by 0.25 of a percentage point last month, and Frankie had been considering a loan at 4.75% p.a., the interest rate would have increased to 5.00% p.a. and her borrowing power would have dropped from $631,000 to $614,000 \u2013 decreasing their potential offer or bid by $17,000.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87f1637 e-con-full e-flex e-con e-child\" data-id=\"87f1637\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2479d2 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"a2479d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What if I have a home loan pre-approval?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6635988 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6635988\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pre-approval is when a lender indicates they are satisfied you meet their criteria to borrow a specified amount. This is very helpful in refining your property search and bidding with confidence. However, something to keep in mind is that pre-approvals are conditional. If your circumstances change or interest rates increase, it could impact your pre-approval. While one increase in the cash rate is unlikely to void your pre-approval, if the cash rate increased three times during the period of your pre-approval (which is usually up to around three months), you may find the amount the lender is willing to lend you has decreased substantially.<\/p><p>If you are starting your home purchasing journey, speak to your finance broker nice and early to establish your options. They will help you source a home loan pre-approval if necessary. Alternatively, if you already have a pre-approval in place, they can establish if or how rate rises may have impacted it\u2019s validity.<\/p><p>The important thing to keep in mind is that increasing interest rates do not mean doom and gloom. We have a panel of over 60 lenders and can find the right one for your needs. There are still competitive deals available, and we can help optimise your borrowing power through a number of steps, primarily matching you with the right lender to suit your situation.<\/p><p>If you\u2019d like to know how much you can borrow from a range of lenders in the current market, so you can set yourself a comfortable purchase budget, please get in touch today. Feel free to text or call me on 0402 023 693 or click on the button below to request a call back.<\/p><p><strong>Published: 15\/11\/23<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3914b elementor-mobile-align-left elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2b3914b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST A CALL BALL<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdd0485 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cdd0485\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>THE FINEPRINT: The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. While all care and attention are taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances.<\/p><p>Green Finance Group Pty Ltd ACN 145 035 221 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7de7a4 e-con-full e-flex e-con e-child\" data-id=\"c7de7a4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b39480 e-con-full e-flex e-con e-child\" data-id=\"0b39480\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d272398 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d272398\" 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0-14.01-27.6z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fba1ba e-con-full e-flex e-con e-child\" data-id=\"1fba1ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-550cd28 elementor-widget elementor-widget-image\" data-id=\"550cd28\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"966\" height=\"405\" src=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen_Donato_How_much_can_I_borrow_15.11.23.jpg\" class=\"attachment-large size-large wp-image-9546\" alt=\"\" srcset=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen_Donato_How_much_can_I_borrow_15.11.23.jpg 966w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen_Donato_How_much_can_I_borrow_15.11.23-300x126.jpg 300w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen_Donato_How_much_can_I_borrow_15.11.23-768x322.jpg 768w\" sizes=\"(max-width: 966px) 100vw, 966px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63a4ba2 e-flex e-con-boxed e-con e-parent\" data-id=\"63a4ba2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5c6be95 e-con-full e-flex e-con e-child\" data-id=\"5c6be95\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1534765 elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1534765\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LATEST How do cash rate rises really impact how much you can borrow? ARTICLE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db08032 elementor-mobile-align-justify elementor-align-center elementor-widget elementor-widget-button\" data-id=\"db08032\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/green-finance-group-wins-record-25-finance-awards-in-6-months\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ FULL STORY AND MORE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cce0060 e-con-full e-flex e-con e-child\" data-id=\"cce0060\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aa625b7 e-con-full e-flex e-con e-child\" data-id=\"aa625b7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b5a21f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9b5a21f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\"Green Finance Group wins record 25 finance awards in 6 months\"<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-421132e elementor-widget elementor-widget-image\" data-id=\"421132e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"386\" height=\"28\" src=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/heading_icon1-1.png\" class=\"attachment-large size-large wp-image-7281\" alt=\"\" srcset=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/heading_icon1-1.png 386w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/heading_icon1-1-300x22.png 300w\" sizes=\"(max-width: 386px) 100vw, 386px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1272cf elementor-widget elementor-widget-image\" data-id=\"a1272cf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"600\" src=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/1.-LMAwards2023_Brokerage_of_the_year_600x600px.jpg\" class=\"attachment-large size-large wp-image-9041\" alt=\"\" srcset=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/1.-LMAwards2023_Brokerage_of_the_year_600x600px.jpg 600w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/1.-LMAwards2023_Brokerage_of_the_year_600x600px-300x300.jpg 300w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/1.-LMAwards2023_Brokerage_of_the_year_600x600px-150x150.jpg 150w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-770c2ef e-flex e-con-boxed e-con e-parent\" data-id=\"770c2ef\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1f6ff35 e-con-full e-flex e-con e-child\" data-id=\"1f6ff35\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b37736b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b37736b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Meet the Author<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fdc50e3 e-con-full e-flex e-con e-child\" data-id=\"fdc50e3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6aafa51 e-con-full e-flex e-con e-child\" data-id=\"6aafa51\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bc47a67 e-con-full e-flex e-con e-child\" data-id=\"bc47a67\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a87a4d1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a87a4d1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"314\" height=\"354\" src=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3.png\" class=\"attachment-large size-large wp-image-9547\" alt=\"\" srcset=\"https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3.png 314w, https:\/\/webinrealtime.com\/ecomtemp\/wp-content\/uploads\/2025\/11\/Karen-Donato-Photo-Web-Interim-600px-x-676px_VC-314x354-1-3-266x300.png 266w\" sizes=\"(max-width: 314px) 100vw, 314px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0e6188 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e0e6188\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>I\u2019m an ex-banker and have been working independently as a finance broker for over a decade. My career experience in banking and finance is extensive and includes all aspects of home, personal and small business lending.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52eee99 e-con-full e-flex e-con e-child\" data-id=\"52eee99\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7556fb8 elementor-widget elementor-widget-icon-box\" data-id=\"7556fb8\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tKaren Donato\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFinance Consultant - Cairns\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5eb234b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5eb234b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cairns<\/p><p>With access to over 60 lenders and hundreds of home loan products I can provide you with the choice you need to negotiate a better deal on your home, investment, or business loans. Currently assisting clients based in Edge Hill, Edmonton, Bayview, Earlville, Cairns City and surrounding suburbs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab93101 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ab93101\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:0402%20023%20693\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 27.66 29.493\" xml:space=\"preserve\">                     <path d=\"M19.093,17.578c-0.948,1.131-2.188,2.261-2.188,2.261s-5.688-3.315-7.73-8.36c0,0,1.531-2.107,2.406-2.861                       c0.876-0.753,1.459-1.883-0.802-4.442C8.517,1.613,6.257-1.398,3.923,0.711C1.589,2.818-2.422,5.681,1.954,14.04                       C6.33,22.398,14.571,29.1,20.916,29.477c2.844,0.226,4.011-1.958,5.251-3.312c1.24-1.356,2.625-2.712,0-5.272                       C23.541,18.332,21.644,15.018,19.093,17.578\"><\/path>                     <\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">0402 023 693<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Email Me<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/karen-donato-a8200529\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin-in\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">LinkedIn<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86f616e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"86f616e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>&#8220;I\u2019ve been helping local Cairns families and borrowers to get a better deal on their home, investment, car and personal loans for over 20 years. I know exactly what it takes to make the process as hassle-free as possible.\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05cfcf4 elementor-mobile-align-left elementor-align-center elementor-widget elementor-widget-button\" data-id=\"05cfcf4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/meet-the-team\/karen-donato\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VIEW FULL PROFILE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c33dca1 e-flex e-con-boxed e-con e-parent\" data-id=\"c33dca1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c5d6355 e-con-full e-flex e-con e-child\" data-id=\"c5d6355\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1884fe elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f1884fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Karen today<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d22f87 elementor-shape-circle elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"0d22f87\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon- elementor-repeater-item-e34259f\" href=\"tel:0402023693\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\"><\/span>\n\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 27.66 29.493\" xml:space=\"preserve\">                     <path d=\"M19.093,17.578c-0.948,1.131-2.188,2.261-2.188,2.261s-5.688-3.315-7.73-8.36c0,0,1.531-2.107,2.406-2.861                       c0.876-0.753,1.459-1.883-0.802-4.442C8.517,1.613,6.257-1.398,3.923,0.711C1.589,2.818-2.422,5.681,1.954,14.04                       C6.33,22.398,14.571,29.1,20.916,29.477c2.844,0.226,4.011-1.958,5.251-3.312c1.24-1.356,2.625-2.712,0-5.272                       C23.541,18.332,21.644,15.018,19.093,17.578\"><\/path>                     <\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-envelope elementor-repeater-item-bc68453\" href=\"https:\/\/webinrealtime.com\/ecomtemp\/meet-the-team\/karen-donato\/#askme\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Envelope<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin-in elementor-repeater-item-c2a5298\" href=\"https:\/\/www.linkedin.com\/in\/karen-donato-a8200529\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin-in<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin-in\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M100.28 448H7.4V148.9h92.88zM53.79 108.1C24.09 108.1 0 83.5 0 53.8a53.79 53.79 0 0 1 107.58 0c0 29.7-24.1 54.3-53.79 54.3zM447.9 448h-92.68V302.4c0-34.7-.7-79.2-48.29-79.2-48.29 0-55.69 37.7-55.69 76.7V448h-92.78V148.9h89.08v40.8h1.3c12.4-23.5 42.69-48.3 87.88-48.3 94 0 111.28 61.9 111.28 142.3V448z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Commercial Finance Equipment Finance Home Finance Wealth &amp; Insurance How do cash rate rises really impact how much you can borrow? November\u2019s official cash rate announcement came as no surprise with the Reserve Bank of Australia (RBA) presenting a 25 basis points increase, taking the official cash rate to 4.35%. This is the third rate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-9544","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/pages\/9544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/comments?post=9544"}],"version-history":[{"count":22,"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/pages\/9544\/revisions"}],"predecessor-version":[{"id":11120,"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/pages\/9544\/revisions\/11120"}],"wp:attachment":[{"href":"https:\/\/webinrealtime.com\/ecomtemp\/wp-json\/wp\/v2\/media?parent=9544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}